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Florida home insurance provides property damage protection for your home. With most basic policies damages caused by fire, smoke, hail, wind, falling objects, theft, vandalism, vehicles, a sudden cracking, and overflowing steam from air conditioners and water heaters are covered. With more deluxe policies, a homeowner would have added liability protection guarding them against lawsuits from accidents and injuries sustained on their property.
The majority of companies offer Hurricane insurance in addition to existing policies. This type of policy can protect against strong storms and secure your investment.
In relation to other states, Florida home insurance premiums are rather high. For instance, many Palm Beach homeowners could place their home in Wisconsin and pay a third of what they currently do. Obviously, this option cannot be a reality, so residents must find ways to reduce their costs.
Many have found that reducing their insurance can be difficult, but a worthwhile project. Florida home insurance can be reduced by increasing the deductible. Another way would be to purchase the policy from your car insurance provider. Many insurance companies offer a discount when buying more than one policy through them. Of course, homeowners should be aware that they only need insurance for the worth of their property, not for the land. The land can withstand fire, falling objects, and the like, but of course the home cannot. By doing a little footwork, a significant reduction in annual fees can be found.
For a Reliable & Reputable quote, contact one of our preferred Insurance Specialists.
Windstorm Insurance rates are reduced substantially with a Wind Mitigation Inspection. A wind mitigation inspection verifies construction methods that create wind mitigation discounts based on those methods providing greater protection from wind damage. The inspection usually takes less than an hour and the savings is usually in the form of a check direct from your insurance company within 3-6 weeks.
Florida law statute 627.0629 requires insurance companies to give home owners unprecedented discounts on the wind and hurricane portion of their policy.
For further information please contact our preferred Insurance Specialist.
If you want a positive real estate experience, we can highly reco1nmend Andrea Roth. Andrea exemplifies what a professional real estate agent...
Kathy Hawken
Read More >And Jeff...I have often wondered "How in the hell does this man hang in here through this?? Has he not tired of our shenanigans yet and the...
Roch Bordenave - Burwick
Read More >My husband Craig and I sold our home in the PGA in May 2004. We were very fortunate to have Jeff Lichtenstein as our broker for this transaction....
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561.500.ECHOFrom PGA National homes to Admiral Cove, you've discovered the top source of comprehensive information on homes in Northern Palm Beach County communities. Jeff Lichtenstein of Illustrated Properties is the top producing real estate agent in these locations. Jeff has sold over 300 homes, more than anyone else since 2001. He caters to the Waterfront, golf & ranch, and luxury communities here. His focus has always been on providing exceptional service, showcasing quality properties and working with quality clientele. Jeff your only choice for a real estate agent in the area if you're looking for the best. Whether you're looking to sell a home in Admiral's cove or buy one of the beautiful PGA National homes, you need to talk to Jeff Lichtenstein.
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