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Buying a home will likely be one of the largest financial transactions you will ever make. At times it may seem overwhelming and confusing. Working with a knowledgeable and professional real estate agent can help make the process much less stressful and much more enjoyable.
A legal contract between the buyer and the seller that outlines the agreement between them.
Contract typically includes:
Ever-changing market conditions demand that you obtain the services of a qualified agent, skilled in the art of negotiations.
Items considered in the negotiation phase often include:
After your new home has been put under contract, certain contingencies will come into play:
The closing agent:
Determining how much you can afford before your home search will save you valuable time in choosing the right home in the right neighborhood.
There are many different ways to finance a home. This table describes some of the options you should discuss with your real estate sales professional and the lender you select.
|HOW IT WORKS||BENEFITS||DISADVANTAGES||WHEN TO CONSIDER|
Borrower and lender agree upon an interest rate and corresponding principal and interest payment. They remain constant throughout the life of the loan.
|Adjustable-Rate Mortgage (ARM)|
Borrower and lender agree on an initial interest rate that will change periodically, usually in relation to a specific index. Payments rise and fall accordingly.
Starts out as a typical fixed-rate mortgage but has a shorter mortgage term, usually 5-7 years, and requires borrower to pay off the balance at the end of the term.
Through various lenders, the Federal Housing Administration (FHA) and Veterans Administration (VA) offer opportunities for many Americans.
Starts out as a typical ARM but provides an option to lock in a fixed rate without refinancing. The option is made available after a set time.
By working with Jeff and the Echo Fine Properties Team, you will have access to information on all homes currently listed for sale in our area.
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From PGA National homes to Admiral Cove, you've discovered the top source of comprehensive information on homes in Northern Palm Beach County communities. Jeff Lichtenstein of Illustrated Properties is the top producing real estate agent in these locations. Jeff has sold over 300 homes, more than anyone else since 2001. He caters to the Waterfront, golf & ranch, and luxury communities here. His focus has always been on providing exceptional service, showcasing quality properties and working with quality clientele. Jeff your only choice for a real estate agent in the area if you're looking for the best. Whether you're looking to sell a home in Admiral's cove or buy one of the beautiful PGA National homes, you need to talk to Jeff Lichtenstein.
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